Warsaw, Missouri – Rich History on the Osage River

Truman Dam Visitor Center, Warsaw, Missouri

Truman Dam Visitor Center, Warsaw, Missouri by Kathy Alexander.

Warsaw, Missouri, the County Seat of Benton County, is a small town of some 2,100 permanent residents, which just about doubles during the lake season as fishermen, campers, and lake enthusiasts move down to their seasonal homes or just come for the area opportunities. Warsaw is located between two of Missouri’s largest lakes — Truman Reservoir and Lake of the Ozarks.

Rich in history, from Native Americans to steamboats, to Civil War skirmishes, Warsaw has endured throughout the years to become a quickly growing community that exudes small-town charm and provides numerous recreation opportunities for locals and visitors alike.

Osage Warrior

Osage Warrior

When white explorers came to the area in 1719, a number of Indian tribes called the region home, including the Delaware, Shawnee, Kickapoo, and Sac and Fox. By far, however, the land was occupied by the Osage Indians, from which, the river would later take its name. With its plentiful supply of rivers and springs, the area abounded with game, providing superb hunting grounds for the Indians. In its bluffs and hills, the Indians found abundant amounts of flint rock in order to make arrows, knives and other weapons.

Early French hunters, trappers, and traders soon began to trade with the Indians along the Osage River, which by the early 1800s, increased significantly as white settlers saw opportunities on the river itself.

The area that would become the town of Warsaw was first settled around 1820, primarily by Kentucky and Tennessee farmers of English, Irish and German descent. Early on, the settlement became a crossroads of travel and freighting. The first ferry was established on the Osage River in 1831 by Lewis Bledsoe, located where the site of Bledsoe Ferry Park, near Truman Dam, is located today. Bledsoe’s Osage Ferry served the Boonville-Springfield Road, parts of which were also called the Old Military Road or Wire Road, east of town. Another ferry was later established by Mark Fristoe to the west. Soon, numerous freight wagons, stagecoaches, and wagon trains began to pass through the area.

River Ferry

River Ferry

One of the earliest residents of Benton County was Stephen A. Howser from Kentucky. He and his wife, Sarah (Sally) Wyatt Howser, settled in the area that would soon become Warsaw around 1831. Later, they would deed part of their land on the Osage River for the new township. Alas, they would also be the parents of a boy who would later make his name known in Missouri’s darker annals of history as a murderer and a thief.

Benton County was first created on January 3, 1835, from parts of Pettis and Greene Counties and named for Thomas Hart Benton, a United States Senator from Missouri.

Kaysinger Bluff over the Osage River, Warsaw, Missouri

Kaysinger Bluff over the Osage River, Warsaw, Missouri

The county “offices” were initially held in a home near Bledsoe’s Ferry, which was doing a brisk business. In 1836, the Gazetteer of Missouri described the new “town,” which was then referred to as “Osage” or “New Town” in promising terms, including plans for a great hotel, mills, warehouses, and merchants, as well as predicting a population of several thousand over the next five years.

Town lots for Warsaw were first sold in February 1838, and the town slowly began to grow. The first Benton County Court met in various homes in the area but a new site was soon chosen at the corner of Washington and Van Buren Streets (where the county jail now stands.) Money was raised for a new “temporary” courthouse building through lot sales and a 20-foot by 30-foot log building was constructed. Two years later, construction on a permanent two-story courthouse began. The new structure cost $4,500 and county officials began to occupy the new building in 1842. The following year, the City of Warsaw was officially incorporated.

Reser’s Funeral Home was once the site of the Nicholas Tavern, later called the Farmers Hotel and Newman’s Hotel

Reser’s Funeral Home was once the site of the Nicholas Tavern, later called the Farmers Hotel and Newman’s Hotel, by Kathy Alexander.

Though most accepted that “Osage” would be Benton County’s new county seat, nearby Fristoe and other small trading centers fought for the County Seat designation, delaying the selection for two years. Finally, Warsaw was the made official county seat in 1843. Though there is no written record of how the town’s name was chosen, it is believed that it was named after Poland’s capital city, in honor of Polish General and Patriot Tadeusz Kosciusko. Adamson Cornwall was both the first merchant and postmaster.

That same year, the first steamboats traveled the Osage River, docking in Warsaw, carrying cargos of salt, iron, nails, and other supplies to the area. On their return voyage, the steamboats hauled meat, furs, grain, eggs, and whiskey. Because of the shoals and tight bends in the river, the steamboats were necessarily smaller and had shallower drafts than the steamboats operating on the Missouri River. But, travel and trade they did, transferring goods all the way from St. Louis and back.

Historic Marker, Warsaw, Missouri

Historic Marker, Warsaw, Missouri by Kathy Alexander.

At the site where Reser’s Funeral Home is located today, was the Nicholas Tavern, later called the Farmers Hotel and Newman’s Hotel. The original building, built in the 1840s would later serve as a daily mail and stage stop for the Butterfield Stage Line from 1858-1861. Reser’s current building incorporates part of that early structure.

In 1840, an old fashioned Hatfield & McCoy style feud occurred in Benton and Polk Counties (an area where Hickory County would later be formed). The feud was between the Hiram Turk family, who owned a store and saloon south of Warsaw, and the Andy Jones Family, who lived along the Pomme de Terre River. The Jones family, who evidently had a penchant for such habits as horse racing, gambling, and counterfeiting, were not liked by the Turks, who, though well-educated, were known to never back down from a fight.

The whole affair began on Election Day, 1840 when Turk’s Store was established as a local polling place. There, Andy Jones and one of Hiram Turks’ sons, Jim, got into a dispute. Before it was over, members of both families were involved in the fray. In the end, the Turks were charged with assault and starting a riot. Over the next several years, the feud would expand, both inside and outside of the courts, resulting in a number of killings, and dubbed the “Slicker War.”

Benton County, Missouri Jail Building

Old Benton County, Missouri Jail Building. 

In 1857, the Mechanics Bank of St Louis was established at Washington and Van Buren Streets. It was considered the most expensive bank building in western Missouri. However, it would close just four years later when Warsaw was devastated by General Fremont’s troops in 1861. It stood empty until 1912 when it was bought by the Benton County court and converted into a jail, which was used until early 2021.

Riverboat traffic remained brisk during the 1850s, with as many as seven steamboats at the Warsaw wharf at any given time. However, when the Civil War broke out, guerilla terrorism on the Osage River stopped local trade.

At about the same time that Civil War was declared in 1861, Benton County had another worry on their hands – that of accused murderer Stephen Howser, son of one of the area’s earliest settlers, Stephen A. Howser. More commonly called Hough, the younger man was accused of killing a man named Halloway while on his way to California, as well as a Gasconade County man named Farris in 1859. Though Howser had been sentenced to prison by a St. Louis Court in 1859, for whatever reasons, the killer was pardoned in 1861 and began to make his way back to Warsaw. Along the way, he was said to have killed a man in Baldwin, Missouri. Soon after his return to  Warsaw, he shot and killed a man named D.D. Jones, allegedly after robbing him. He fled the city but was diligently tracked by Benton County lawmen. He was soon overtaken and killed in Vernon County, Missouri.


Fording of the Osage River at Warsaw, by General Fremont, October, 1861. Frank Leslie's illustrated history of the Civil War, 1895.

Fording of the Osage River at Warsaw, by General Fremont, October 1861. Frank Leslie’s Illustrated History of the Civil War, 1895.

Violence would continue in the county, as Missouri was enmeshed in the Civil War. Despite the fact that Missouri was actively a slave-holding state, it would not succeed from the Union, creating a great deal of conflict within its own borders. On April 23rd, 1861, a crowd of citizens raised a rebel flag on the east side of the courthouse lawn. However, two months later, the State of Missouri would join the conflict on the side of the Union.

General Fremont's Army on the march through southwestern Missouri by Harper's Weekly, 1861.

General Fremont’s Army on the march through southwestern Missouri by Harper’s Weekly, 1861.

Quickly, a regiment of Union soldiers called the Benton County Missouri Home Guards was established on June 13, 1861. Made up of a number of Missourians primarily German descent, they would see combat just six days later at the Battle of Cole Camp. The battle resulted in a Confederate victory, with some 34 Union soldiers killed, another 60 wounded, and 25 made prisoners. The Benton County Home Guards officially lasted for only 90 days, after which its members either returned home or joined other regiments.

But, for Warsaw, the worst was yet to come. From October 17-21, 1861, Union General John C. Fremont’s troops, perceiving Warsaw as a “treasonous” city, fairly devastated the town, taking over its supplies and homes for their own needs. The next month, on November 22nd, as Union Army stragglers followed Fremont’s troops, they burned much of what had not already been destroyed.

On February 13, 1862, Major Ed Price, son of Confederate General Sterling Price, was captured. A few months later, in April, there were a number of nearby skirmishes, as well as more fighting in Warsaw that October. Before the war was over, what was left of the town would be burned again on November 7-9, 1863 by Confederate Colonel Shelby’s troops as they march through the town on their way to Cole Camp.

Benton County, Missouri Courthouse

Benton County, Missouri Courthouse by Kathy Alexander.

War-torn and bitter, Warsaw residents would survive and rebuild. Navigation and trading on the Osage River returned and merchants once again began to prosper.

In 1874, Warsaw reported a population of about 500, two churches, a hotel, a school, a bank, 15 retail establishments, two newspapers, a flour mill, and a sawmill.

The first train arrived in Warsaw from Sedalia in November 1880, which ceased the need for riverboat traffic on the Osage River. The Homer C. Wright was the last steamer to work on the Osage River. After its years of usefulness were over, it eventually sank during a winter ice storm.

Swinging Bridge in Warsaw, Missouri by Kathy Alexander.

Swinging Bridge in Warsaw, Missouri by Kathy Alexander.

In 1881, the Benton County Courthouse was found to have severe foundation problems and was ordered condemned. Plans for a third and final courthouse were made, but it wouldn’t be until 1886 that it was completed.

That next year, a railroad disaster took place on November 2, 1897, when a narrow-gauge train plunged off its trestle 2 ½ miles northeast of Warsaw, killing engineer, John Minnier.

By the turn of the century, automobiles were quickly replacing horses and buggies, and there was a need for new bridges.

The first suspension bridge in the Lake Area was built in Warsaw in 1895, devised and financed by D.M. Eddy, a Warsaw physician with an interest in bridge design. To offset the financing costs, a toll was charged to cross the bridge. Eddy’s construction foreman was Joe Dice, also of Warsaw. Dice, along with another bridge contractor by the name of Charles Bibb, would build the vast majority of the Ozark River bridges in the early 1900s. Called the Drake Bridge, and later referred to as the “Middle Bridge,” the toll was lifted in 1904 when money was raised to turn it over to the county.

Lake of the Ozarks Near Warsaw, Missouri by Kathy Alexander.

Lake of the Ozarks near Warsaw, Missouri by Kathy Alexander.

Over the years, the bridge would suffer a number of tragedies, beginning with a collapse in March 1913, under the weight of a stampeding cattle herd. A replacement suspension bridge was built in 1927 but was condemned due to flooding in 1936. It was repaired and reopened in 1943, only to close once again in 1955, also due to flooding. Condemned once again, the bridge stood silent until 1975 when it was demolished.

Another suspension bridge was built in Warsaw just two years after the first one. Also referred to as the Hackberry Bridge or the Lower Bridge. It, however, was destroyed by fire in 1926 and never rebuilt.

Truman Dam at Warsaw, Missouri by Kathy Alexander.

Truman Dam at Warsaw, Missouri by Kathy Alexander.

A third bridge was also built in 1904 at a cost of $5,500. When opened, it too was a toll bridge. However, in June 1924, it was destroyed by a tornado. A replacement bridge was then built in 1927 by Joe Dice, the same foreman who had helped construct Warsaw’s first bridge. Referred to as the Upper Bridge, the 600-foot pathway across the river continued to serve automotive traffic until 1979, at which time it was closed to vehicles. Today, renamed “The Joe Dice Swinging Bridge,” it is the last of 15 swinging bridges that once crossed the Osage River. Listed on the National Register of Historic Places, the bridge now serves pedestrians.

In August 1929, construction on the Lake of the Ozarks began, impounding the Osage River, as well as smaller tributaries, including the Niangua River, Grandglaize Creek, and Gravois Creek. Construction of the 2,543-foot long Bagnell Dam was undertaken by the Union Electric Company of St. Louis, Missouri.

Two years later, the dam was completed in April 1931. The lake that formed was at first referred to as Osage Reservoir or Lake Osage, but everyone always called it the Lake of the Ozarks. At the time of construction, it was one of the largest man-made lakes in the world and the largest in the United States. It quickly became a major Missouri tourist destination. Today, it has a surface area of some 55,000 acres, over 1,150 miles of shoreline, and its main channel stretches 92 miles from end to end. Unlike flood-control lakes constructed by the Corps of Engineers, the vast majority of the shoreline is privately owned.

Warsaw, Missouri Main Street by Kathy Alexander.

Warsaw, Missouri Main Street by Kathy Alexander.

Located at the headwaters of the Lake of the Ozarks, the Warsaw area began to develop resorts and businesses along the shoreline of the channel. Warsaw, as a resort destination, increased when the Harry S. Truman Dam and Reservoir was completed in 1979. Developed by the U.S. Army Corps of Engineers, the lake’s primary mission is flood control, but it also serves power generation, recreation, and wildlife management.

Today, cabins and homes dot the roads and lakeshores around Warsaw for miles, and visitors and locals enjoy sitting in the very center of two of Missouri’s largest lakes. Warsaw has become a popular retirement community, as well as a tourist destination, as visitors enjoy water sports, fishing, and camping, and antique shopping in Warsaw’s quaint downtown district.

More Information:

City of Warsaw
181 W. Harrison
PO Box 68
Warsaw, Missouri  65355

Warsaw, Missouri Custom Postcard

Warsaw, Missouri Custom Postcard

© Kathy Weiser-Alexander, Legends of America, updated February 2021.

Also See:

Benton County Ghosts

The Slicker War of Benton County

Butterfield Stage Line

Osage Indians

Lakehouse, 2020

Lakehouse, 2020

Note: Warsaw, Missouri is Legends of America’s official home and headquarters. Relocated from the Kansas City area in June 2010, we have expanded our part-time cabin into a full-time home and office, by adding an addition, a garage, and an additional cabin. We love our new home in Warsaw, Missouri.

See views taken from around our home in our “Sitting on the Dock at the Lake” Photo gallery.